Michael J. Perona, DDS | Oral Exams, Cosmetic Dentistry and Air Abrasion

Financial Policy and Dental Insurance

Michael J. Perona, DDS | Oral Exams, Cosmetic Dentistry and Air Abrasion

At our practice, your health and comfort come first. We’ve built our approach around providing high-quality, personalized care—free from the restrictions often imposed by insurance companies. Because of this, we are not contracted with most carriers, and payment is due at the time of your visit.

Insurance Plans We Accept

We welcome patients with any PPO or Fee-for-Service dental plan. While we are considered out-of-network with all insurance providers, we are in-network with Cigna Total DPPO. If you're unsure of your coverage, we're happy to help you navigate your benefits.

Billing and Reimbursement

For out-of-network plans, we provide complimentary concierge billing services. Our team will file your insurance claims on your behalf, and your insurance provider will send any eligible reimbursement directly to you. Most reimbursements are processed within 2–4 weeks, depending on your plan.

If you have Cigna Total DPPO, we are in-network and will collect co-pays as determined by your plan at the time of service.

A Few Important Notes

  • All patients are financially responsible for the fees charged by our office, regardless of insurance coverage.
  • Please notify us of any changes to your insurance plan to ensure accurate processing and communication.

Contact Us

Schedule your appointment online or give us a call to get started today.

Michael J. Perona, DDS 188 Spear Street, Suite 105, San Francisco, CA 94105
Fax: 
(415) 243-9990